Use your vision or medical benefits at Modern Optical NY in Gravesend, Brooklyn. We help verify coverage before your exam and explain copays for frames, lenses, and contact lenses — so you know what to expect before you order.
Insurance We Accept in Brooklyn
Vision and Medical Plans on Kings Highway
Insurance at Modern Optical NY
Eye care costs are clearer when you know your benefits upfront. At Modern Optical NY on Kings Highway, we work with many vision plans and select medical insurers for eligible services. Bring your insurance card and photo ID to every visit — our team checks eligibility and walks you through copays for exams, eyewear, and contact lenses.
How verification works: At check-in, we collect your member ID, group number, and date of birth. Before you choose frames or lens upgrades, we explain what your plan is likely to cover and what may be out-of-pocket. Final responsibility depends on your insurer's determination — we do not guarantee payment until claims are processed.
Vision insurance usually covers routine wellness exams and materials benefits on a set schedule. Medical insurance may apply when your doctor documents a medical eye condition — rules vary by plan. If you are unsure which benefit applies, call (718) 336-1060 before your appointment.
What Your Plan May Cover
Typical vision benefits include a comprehensive eye exam, a frame allowance, and lens copays for single vision or progressives. Contact lens benefits often trade off against glasses for that benefit period. Premium lens designs — such as options from our advanced lens technology lineup — may have upgrade fees above your base allowance.
Ready to use your benefits? Schedule an eye exam appointment, then shop eyewear in our showroom. Learn more about our practice on the about page.
Self-Pay and Financing
If you are out of network, between jobs, or your plan does not include vision benefits, we offer transparent self-pay pricing. For costs not fully covered by insurance, CareCredit financing may be available — see the section below.
We Accept All Major Vision and Medical Insurance Plans
We accept many major vision and medical plans, including EyeMed, VSP, Davis Vision, Aetna, United Healthcare, Medicaid, Medicare, and others. Coverage varies by employer group and plan year — bring your member ID card to every visit so we can verify benefits and explain copays before you order glasses or contact lenses.
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Not everyone's costs are fully covered by insurance. CareCredit is a healthcare credit card that lets you pay for eye exams, eyewear, and other vision expenses over time with flexible monthly payment plans. Apply in our office or online — approval often takes just minutes.
Learn about CareCredit -
Don't see your plan?
Call us at (718) 336-1060We accept more plans than are listed here and offer clear self-pay pricing.
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Which vision and medical insurance plans do you accept?
We accept EyeMed, VSP, Davis Vision, Aetna, United Healthcare, Medicaid, Medicare, and most other major vision and medical plans. Bring your member ID — we verify benefits at check-in. If your plan is not shown in our slider, call (718) 336-1060.
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What is the difference between vision and medical insurance?
Vision plans usually cover routine exams and materials benefits. Medical plans may apply for diagnosed eye conditions — your optometrist documents what applies.
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What if my insurance plan is not listed?
Call (718) 336-1060 with your member ID. We may still be in-network or can quote self-pay pricing before you visit.
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Does insurance cover contact lenses?
Many vision plans include a contact lens benefit with separate fitting fees. Ask during your contact lens exam.
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Do premium lens upgrades count toward insurance?
Base lenses are often covered with copays for upgrades like progressives or coatings. Review options on our advanced lens technology page before you order.
Ready to see clearly?
Book your Brooklyn eye exam today.
Whether you need a routine checkup, new glasses, contact lenses, or a second opinion on your child's vision, everything starts with a thorough exam. Walk-ins are welcome, but booking ahead saves you wait time.